HST Relief For New Home Buyers Across Ontario

There’s exciting news for homebuyers across Ontario!

The Government of Ontario, in partnership with the federal government, has announced a major expansion of HST relief on new homes. While earlier programs focused primarily on first-time buyers, this new initiative significantly broadens eligibility, making all qualifying new home buyers eligible for substantial tax savings.

This builds on the federal GST relief introduced under Bill C-4 and represents a major step toward improving housing affordability across the province.

What This Means for Buyers

Under the expanded program, eligible buyers—not only first-time purchasers—may benefit from:

• Up to 13% HST relief on new homes valued up to $1 million (up to ~$130,000 in savings)
• A maximum rebate of up to $130,000 for homes between $1 million and $1.5 million
• A reduced rebate for homes priced up to $1.85 million

Unlike previous programs, this expanded rebate is available to first-time homebuyers, repeat homebuyers, and investors purchasing eligible residential rental properties. To qualify, homes must generally be intended as a primary residence or long-term rental property.

Key Timing to Know

For the expanded Ontario HST rebate:

• Agreements of Purchase and Sale must be signed between April 1, 2026 and March 31, 2027

Separately, the federal GST relief for first-time homebuyers remains in effect for agreements signed starting March 20, 2025.

How the Rebate Will Work

Full implementation details are still being finalized, but:

• The rebate is expected to be applied directly by builders at the time of purchase, simplifying the process
• In some cases, buyers may need to apply through the Canada Revenue Agency (CRA) once final legislation and forms are released

A Major Step Toward Housing Affordability

This expanded HST rebate represents one of the most significant housing affordability measures in recent years. By extending eligibility beyond first-time buyers, the program is designed to increase access to homeownership, support investors adding rental supply, and stimulate new home construction across Ontario.

Make the Most of Your Investment

At Fusion Homes, we’re committed to helping buyers navigate every stage of their Home Buying Journey, whether you’re purchasing your first home or your next one.

Our Sales Professionals can help you:

• Understand how these rebates may impact your total home purchase cost
• Explore home designs, layouts, and finishes that fit your lifestyle and budget
• Identify homes that may qualify under the expanded HST rebate

Whether you’re entering the market for the first time or making your next move, there are now more opportunities than ever to maximize your investment.

Discover eligible homes by exploring our available communities.

Contact us today to learn more about the HST rebate and your potential savings with a Fusion Homes Sales Professional.

 

*Price includes existing New Home HST Rebate credit of $24,000. See Sales Professional for details. Some lots may carry premiums. All Prices include G.S.T./H.S.T. with the contemplation that the Purchaser will assign the existing New Home HST Rebate on closing.  The federal and the provincial governments have proposed additional HST rebates, subject to eligibility. and the proposed federal/provincial tax rebates Restrictions apply. Prices, promotions and features are subject to change without notice.  **Proposed HST Rebate amounts are subject to the approval and implementation of applicable government legislation and purchaser eligibility, as per federal and provincial governments.  ***New Price After Rebate is the effective amount (subject to adjustments) that the Purchaser would pay on closing, subject to all of the proposed rebates coming into force, the Purchaser qualifying for the proposed rebates, and assigning the proposed rebates to the Vendor.  See agreement of purchase and sale for further details. E. & O.E. (April 2026).